You are not logged in   (login)
Follow us on:
Follow us on Facebook Follow us on Twitter

Our Community: Message Boards, Blogs, Expert Q&A

Medicare pays Zero for Long-term Care Services

Posted by: mcrews on 11/23/2010 1:23:51 PM

One of the biggest Myths in Long-Term Care is that Medicare pays for up to 100 days of Nursing Home stays. 1. - Medicare, Medsups policies & HMOs are HEALTH CARE Plans. They only pay for Medical services ordered by a doctor. 2. - They cover upto 100 days of SKILLED Nursing home care. Think Rehabilitation. Custodial care is NOT Skilled care. 3.- Upto means that when the patient has 'flatlined' or shows no more improvement, Medicare & MedSups & HMO will quit paying. THe average number of days covered by them is 23 days. VERY few patients get the full 100 days. 4. - Home HEALTH CAre is not Home Care. Medicare allows up to 60 days of Home Health Care. Again, these are rehabilitation services or services that require a lic professional. 5. - You will see charts that say Medicare pays 21% of long-term care costs. They are reflecting the REHABILITATION services that ARE NOT LTC.

All of this can be verified by going to and looking under the who pays for Long-term care button. Also the "MEDICARE & YOU" Guide that is published each year and is available on the same site, says 7 different times that Medicare DOES NOT pay for Long-term care service. Mark John Crews Strategic C.A.R.E. Planning(c)

Speak With A Care Advisor For Free

Speak With A Care Advisor.
It's Free!

First Name

Last Name


Zip Code


Message Board Terms of Use

These boards are maintained by Community Moderators and may feature a Health Professional or Invited Guest answering your posts. For tips on using these boards please read A Moderators Guide to Netiquette.

MySeniorCare message boards are not a substitute for professional medical advice, diagnosis, or treatment. Never delay or disregard seeking professional medical advice from your physician or other qualified health provider because of something you have read on MySeniorCare. The opinions expressed in the MySeniorCare Message Boards are of the author and the author alone. MySeniorCare does not endorse any specific company, product, service or treatment.


Homepage | Home Care | Housing | Alzheimer's | End of Life | Finance & Legal | Health


Care Provider Directory | Services for Providers

In The Community

Ask the Experts | Blogs | Message Boards

Customer Service

Contact Us | Frequently Asked Questions | Glossary of Terms | External Resources | Link to Us | Privacy Policy | Terms & Conditions


About Us | Advertise | Advisory Board | Career Opportunities | News & Press

Find Senior Care

Copyright © 2008-2012 Read our privacy policy.